Glossary term
Regular-use exclusion
Regular-use exclusion: Policy language excluding coverage for cars you drive regularly but are not listed on.
Where this term matters
Guides and entries on this site that use the term.
Guide
Insurance When You Borrow Someone Else's Car
How coverage works when you drive a friend's or relative's car—permissive use, whose policy pays, what happens on a claim, and when you should be listed instead.
Entry
Whose Insurance Pays After an Accident in a Borrowed Car?
Discover how primary and secondary insurance interact when you crash a borrowed car, how permissive use operates, and why non-owner coverage protects your assets.