Staff Writer
Dana Whitlock
Dana Whitlock is a staff writer at Non-Owner Car Insurance Quotes. She worked for five years as a paralegal in a traffic and licence-reinstatement practice, where SR-22 and FR-44 filings for clients without cars were routine.
On this site she writes the SR-22, eligibility and comparison guides, working from state filing rules, insurer underwriting guides and reader submissions.
Dana is based in Wauwatosa, Wisconsin.
- Based in Wauwatosa, Wisconsin
- Covering auto insurance since 2019
- Focus areas: SR-22 and FR-44 filings, licence reinstatement, eligibility rules, policy comparison
- Education: University of Wisconsin–Milwaukee (B.A., Political Science)
Guides
Guide
Who Needs Non-Owner Car Insurance
The situations where a non-owner policy makes sense: frequent borrowers, drivers maintaining coverage history, SR-22 filers without a car, and people between cars.
Guide
Non-Owner SR-22 Insurance
How to meet an SR-22 or FR-44 filing requirement without owning a car, what the filing does, how long it lasts, and what happens if the policy lapses.
Guide
Insurance When You Borrow Someone Else's Car
How coverage works when you drive a friend's or relative's car—permissive use, whose policy pays, what happens on a claim, and when you should be listed instead.
Guide
How to Compare Non-Owner Car Insurance Quotes
A method for finding non-owner coverage: which insurers write it, how to ask, what limits to choose, SR-22 handling, and how to compare prices.
Entries
Entry
Non-Owner SR-22 vs. FR-44: Statutory Rules, Limits, and Filings
Understand the differences between non-owner SR-22 and FR-44 insurance certificates, mandatory liability limits, filing durations, and reinstatement rules.
Entry
Whose Insurance Pays After an Accident in a Borrowed Car?
Discover how primary and secondary insurance interact when you crash a borrowed car, how permissive use operates, and why non-owner coverage protects your assets.
Entry
What Happens If Your Non-Owner SR-22 Policy Lapses?
Learn what happens when a non-owner SR-22 policy lapses, how state licensing agencies react, and the exact steps to reinstate coverage and restore your license.